Life can be complicated, but your finances don’t have to be.
We’ve developed a full range of personal finance solutions to help untangle all the big money decisions that life might throw at you. From buying your first home through to building an investment portfolio, we have the finance package to suit.
First Home Buyer
Getting into the property market is a big first step, and at times it can feel overwhelming—or even completely out of reach.
But with our in-depth industry expertise, we can help you find the right mortgage for the best deal, translate industry jargon, and coach you through the entire home loan approval process.
SAF Finance can make the experience of securing your first home exactly as it should be—enjoyable and stress free.
First Home Buyer
Getting into the property market is a big first step, and at times it can feel overwhelming—or even completely out of reach.
But with our in-depth industry expertise, we can help you find the right mortgage for the best deal, translate industry jargon, and coach you through the entire home loan approval process.
SAF Finance can make the experience of securing your first home exactly as it should be—enjoyable and stress free.
Next Home Buyer
Looking to finance a sea-change, tree-change or just a move to a neighbourhood with better cafes? We’ve got you covered.
Selling your existing home and buying a new one can come with a host of questions. Should you buy first or sell first? Keep your first home as an investment? What are your financing options?
SAF Finance can help you explore the possibilities of bridging, fixed rate, variable rate and construction loans—ensuring you’re making the choice that’s right for you (and your future).
Property Investment
If carefully considered and properly managed, investing in property can be a profitable, low-risk venture with a host of upsides.
SAF Finance can help you get your head arounds phrases like negative gearing, and make sure you understand the additional and ongoing costs involved with purchasing an investment property.
If you want to start growing your portfolio in a way that maximises your returns for the long-term, we can guide you through that process too.
Property Investment
If carefully considered and properly managed, investing in property can be a profitable, low-risk venture with a host of upsides.
SAF Finance can help you get your head arounds phrases like negative gearing, and make sure you understand the additional and ongoing costs involved with purchasing an investment property.
If you want to start growing your portfolio in a way that maximises your returns for the long-term, we can guide you through that process too.
Refinancing your Loan
So you’ve found that your current loan is no longer working for you. How can we help?
You might want to access your home’s equity for renovations, get a lower interest rate for repayments, or just to own your own home sooner—there’s a stack of reasons why you might need to refinance.
Whatever the reason, we can help you change your current home loan to one that suits your current financial situation. We’ll recommend the product that’ll meet your exact needs and objectives.
Construction Loans
Giving your old (but beloved) home a major revival, or knocking it all down and starting afresh can end up costing an arm and a leg.
But taking out a construction loan can give you the freedom to design and build the home you’ve always wanted. Unlike a regular home loan, it allows borrowers to draw on the loan at key stages of the building process in order to pay contractors.
SAF Finance can help you compare your options and find the best loan with the most suitable variable rate. We’ll also make sure your finances are in a suitable position to comfortably make repayments, so you can get started on your brand-new home.
Construction Loans
Giving your old (but beloved) home a major revival, or knocking it all down and starting afresh can be a costly and stressful process.
But taking out a construction loan can give you the freedom to design and build the home you’ve always wanted. Unlike a regular home loan, it allows borrowers to draw on the loan at key stages of the building process in order to pay contractors.
SAF Finance can help you compare your options and find the best loan with the most suitable variable rate. We’ll also make sure your finances are in a suitable position to comfortably make repayments, so you can get started on your brand-new home.
Self Managed Superfund
Maybe you’re wanting more choice and freedom with your superfund, but you don’t know where to start.
Managing your own superfund can be highly rewarding if you have access to the right resources. SAF Finance can offer advice as to whether a self managed superfund (SMSF) is the right move for you, and help keep you on track with your personal finances to make sure you can keep meeting your goals.
A high level of legal and financial literacy is crucial to running a SMSF successfully, so our experts can get you in touch with the right people, and help develop an investment strategy that will ensure adequate returns to fund your retirement.
